Independent Canadian MGA · Since 1996
An independent Canadian MGA writing commercial casualty, excess, property, and professional indemnity. Broad in-house authority. A-rated paper. No contracts — just answers.
Instant online quoting
About
For 30 years, Chutter has supported Canadian brokers with practical, broker-first underwriting. We’re a boutique MGA built for speed, service, and flexibility — broad coverage, fast turnaround, and A-rated Canadian paper.
From high-hazard contractors to accounts that just don’t fit a rigid box, we’re known for taking a thoughtful look — and finding answers where others won’t. Independent, responsive, and relationship-driven.
We write Commercial General Liability, Excess & Umbrella (including commercial auto fleet excess), Professional Indemnity, and Commercial Property — with broad in-house authority.
Start placing business with us today. No appointments. No paperwork. No volume thresholds.
Competitive commissions on every line. We respect the broker relationship — your client stays your client.
Broad in-house authority means the desk handling your account can quote it. No head-office lag.
Products
Broad in-house authority across commercial casualty, property, and professional lines. Built for hard-to-place risks — and the ones that almost fit.
Why Chutter
We take the call when the standard market passes. High-hazard, off-spec, layered — we’ll take a real look.
Licensed Canadian retail brokers only. No contracts, full commissions, and we never reach around you to your client.
Broad underwriting authority sits with the desk handling your file. No head-office lag — just quick, considered decisions.
Licensed Canadian capacity from A-rated insurers — backing every risk we write.
30 years of independent ownership. No corporate red tape, no bureaucracy — just underwriting that works.
1,200+ brokers in every province except Quebec — from independents to nationals, and growing every quarter.
Our Team
Accessible, knowledgeable underwriters ready to help you place the toughest risks. Email or call the desk — no gatekeepers.
Claims
Claims are reported, adjusted, and resolved in Canada under our oversight, with handling authority granted on behalf of our insurers. One dedicated team works each file from first notice through close — no offshore call centres, no shuffling between desks.
Water Damage Deductible Buydown Claims:
deductiblebuydown@chutteruw.com
Contact
Risk on the desk, question about appetite, or just want to be set up? Drop a line — we’ll be in touch.
General Inquiries
info@chutteruw.comCommercial Property
commercialproperty@chutteruw.comOffice
#420 – 321 Water Street
Vancouver, BC V6B 1B8
Careers
We’re always looking for talented underwriters, raters, and support professionals. Competitive compensation, a flat team, and the kind of in-house authority that makes the work interesting.